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Investment – Earn more with Compound Interest

The discussion here on investment is not only related to money but also time. We’ve all been investing money since we were a child. Remember when you bought a piggy bank to save your money to buy chocolates or gadgets? Well that was a step to invest for personal interest.

But investing for gaining profit. Have we done that? Depends upon people. I’ve seen a lot of cases where people say that they’ve invested their money by depositing it to a bank. That actually comes under your  savings.

So let’s first get ourselves clear the difference in saving and investment. 

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Difference between saving and investment

Coming directly to the point:

  • Saving is keeping/depositing the money you don’t spend now. It’s the money you want to be able to access quickly, with little or no risk, and with the least amount of taxes when you desire. 
  • Investing is buying assets such as stocks, bonds, mutual funds or real estate with the expectation that it will generate profit for you in the future. Investments usually focuses on achieving long-term goals.

Get to know more about investments here.  

Time vs Money Investment

Time is money and money is valuable. As we’ve known to invest means to gain profit. So, we need to invest our time and money properly. Our time is the most valuable thing. We need to invest our time, focusing in our development and growth. Let’s not waste any more time and focus on investing our passion, interest and time on what makes us grow and develop. Here is a small example of how the entire team of cellapp and smartpalika have invested their time during covid lockdown.

Money investment is what we all have known till now. So what or where can we invest our money? Here are some of the areas where you can invest according to your capacity and need.

  • Stocks
  • Bonds and mutual funds
  • Businesses, Startups, Local Product
  • Real Estate

You can compound your money i.e. earn more than simple interest. For details on compound interest click here.

Blogs related to investments here.

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